A New Focus
The selection of funds usually focuses on returns rather than risk/return measures. Investments should be chosen for their effectiveness on a portfolio basis. “The essence…
The selection of funds usually focuses on returns rather than risk/return measures. Investments should be chosen for their effectiveness on a portfolio basis. “The essence…
Can an asset/liability framework meet the needs of DC plan members? It’s certainly worth the effort. A look back reveals a remarkable but anomalous 25-year…
With one third of DC plan members in default investment options, retirement will tell the tale. But it’s not too late to change. For most…
Members need help to bridge the gap between their perception of retirement and reality. They need planning tools, financial planners and retirement income estimates. For…
Have the CAP guidelines changed the risk plan sponsors bear when it comes to member education? A new study examines this question. To manage risk,…
The Joint Forum’s Guidelines for Capital Accumulation Plans have created the need for a reassessment of internal governance practices. Some housekeeping is in order. In…
There will always be those DC plan members who fall into default options and negatively impact their retirement. DC structures need to be altered? Ever…
What happens when a court finds the Joint Forum’s Guidelines for CAPs are only minimum standards? Of the guidance now available to sponsors of defined…
Plan sponsors need to calculate the gap between member expectations and the actual CAP pay-out. The answer will determine their level of risk. The world…
Compliance with the Capital Accumulation Plan(CAP)Guidelines kicks in at the end of this year. As a result, now is the perfect time for a risk…
The industry can provide better investment options for disengaged plan members. That change begins with the default options in your plans. The Joint Forum’s Capital…
Plan sponsors need to take a break from debating education vs advice. They should instead focus on proper plan design and member communication in reducing…
The CAP guidelines do not address education. But education crafted around the pre-packaged portfolios offered to members can be especially useful. It is well documented…
At $16 billion a year, disability is a frightening reality for employers. And disability management providers want to meet their needs. Most Canadians grumble about…
© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine. Income trusts have truly arrived—or…
What happens when a court finds the Joint Forum’s Guidelines for CAPs are only minimum standards? Of the guidance now available to sponsors of defined…
© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine. It’s spring. Canadians can finally…
© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine. It’s spring. Canadians can finally…
© Copyright 2006 Rogers Publishing Ltd. The following article first appeared in the April 2005 edition of BENEFITS CANADA magazine. Teachers’ chief Claude Lamoureux’s compensation…
