The Changing DC Landscape
Lessons from the U.S. U.S. defined contribution (DC) plans are transitioning from supplemental savings plans to the primary source of retirement income for many employees.…
Lessons from the U.S. U.S. defined contribution (DC) plans are transitioning from supplemental savings plans to the primary source of retirement income for many employees.…
Education and advice—some insights and learnings. Regulations for advice are framed around a holistic model, although many pension fund members seek advice on a limited…
Providing protection for Canada’s money purchase pension plans. Many employers would like to enhance their employees’ defined contribution (DC) retirement prospects, but may pull back…
Good governance and transitioning to retirement. Increasingly, plan sponsors are transitioning plan members into retirement. In fact, this is a growing responsibility. Statistics Canada states…
Spaced repetition erodes resistance. I am not certain Sir Isaac Newton was thinking of capital accumulation plan (CAP) members when he came up with his…
The case for lifecycle investing. Many Canadians are likely due for a jarring wake-up call come retirement. A closer look at the retirement equation and…
The active versus passive debate. The passive versus active debate has raged for years in defined benefit (DB) circles, and now the growing influence of…
Opportunities and pitfalls. The first part of the presentation focused on the observation that plan sponsors have a tendency to overestimate the importance of short-term…
How DC plan design can help ensure benefits adequacy for members. Much of the focus on enabling defined contribution (DC) plan members to save enough…
A glimpse into the future of Canada’s defined contribution pension plans. Over the years, Hollywood has put forward many versions of what the future might…
Helping Canadians see and shape their retirement reality. Despite the excellent work that’s been done to educate Canadian plan members about retirement and retirement planning,…
Is it an option? Some people think that advice is often given, rarely asked for and seldom used. When it comes to investment advice, group…
The retirement spending challenge. Roughly a generation ago, a number of economic and business trends began shifting retirement savings risk from institutions and employers to…
Delegates at the DC Plan Summit were assigned to teams and instructed to come up with a vision for DC Plans in the year…
Scott Sweatman of British Columbia and Chris Brown of Alberta, co-chairs of the provinces’ Joint Expert Panel on Pension Standards, share their views on stakeholders,…
What does the future hold for group retirement and health plans? It all depends which end of the crystal ball you’re looking into. Predicting the…
If the new Tax-Free Savings Account (TFSA) is the highlight of the budget, the question is, What do you do with it? The merits…
As employees and plan sponsors become more techsavvy, they’re demanding faster, easier and more convenient benefits solutions. This year’s Group Insurance Report looks at how…
With the ongoing labour shortage, employers will need to provide better support for employees with eldercare responsibilities. It is startling to realize that more than…
U.S. plan sponsors face a wave of litigation and proposed new regulations concerning fees charged to members in DC pension plans. Could Canadian plan sponsors…
