Archives March 2009

March 2009

Disability management

Employers today are facing tough business decisions relating to their benefits plans driven by the difficult economic environment. In particular, they may need to consider…

When it comes to dealing with short-term disability, employers may have more options available than they think. A company’s goal is to generate revenues that…

Health benefits

Although a new year typically brings an increase in health and dental claims, some insurers are seeing an abnormal spike in paramedical services. They question…

Alternative investments

Alternative assets can generate above-index returns, but investors need to do their due diligence when it comes to performance and risk management. Smart investors understand…

Defined benefit pensions

Practical strategies for employers to help manage the costs associated with employee pension plans. It is always a good idea to be prudent with expenditures,…

Capital accumulation plans

Containing costs and increasing flexibility within group benefits and retirement savings programs are issues that small businesses face year after year. And, in light of…

Sometimes we all just need a little advice—especially when it comes to our investments. On the topic of investment advice for capital accumulation plan (CAP)…

Governance/legislation

Investment advice isn’t the only option—some plan sponsors opt for broader retirement planning education instead. Cadillac Fairview doesn’t do investment advice. “We did not want…

Scott Perkin, President of the Association of Canadian Pension Management, shares his views on the pension panel report. What is the reaction of the Association…

Employers can turn to financial advice, portable voluntary benefits and transition services to help employees survive today’s economic conditions. The downturn in Canada is less…

With the three expert panel reports now out on the pension reform table, it’s time for a little compare and contrast. For years, the federal…