Archives September 2009

September 2009

Health benefits

There is more talk about the links between organizational health, productivity and employee well-being as awareness of the return on investment of such initiatives spreads.…

Health/wellness

According to a recent Royal Bank of Canada study, 28% of baby boomers have delayed retirement, thanks to low portfolio balances and a turbulent economy.…

A year ago, employers in Canada and elsewhere were grappling with the problem of how to encourage retirement-eligible baby boomers to stay on the job…

Defined benefit pensions

Although the markets have shown some positive signs of recovery, the solvency position of Canadian defined benefit (DB) pension plans remains an issue for most…

Capital accumulation plans

The pension industry has had its share of headlines this year: General Motors, Bernard Madoff and Earl Jones, Canada’s own Ponzi king, come to mind.…

The defined contribution (DC) market in Canada has some growing up to do when compared with markets in the U.S. and the U.K. In fact,…

In examining the origins of the recent economic crisis, much of the finger pointing has been directed at the government. Many have criticized the absence…

Governance/legislation

In many respects, a pension plan represents the archetype of age discrimination. By its very definition, a pension plan consists of contractual and trust arrangements…

Now more than ever, Canadians—especially the baby boomers and others who are nearing retirement—are concerned about their financial prospects. Weathering the worst financial crisis since…

Pension planning these days often involves managing the past as well as the future. Pension plans are inherently long-term creations, and the promises of our…

It has been proclaimed that our aging population will be of great concern for many employers because Canada will experience a significant talent and labour…

Across the country, the position of employers in the process of bargaining a new collective agreement is remarkably similar: they’re seeking concessions on pensions. The…

Following a pension plan windup, a plan administrator may soon find itself in a game of hide and seek. The administrator may be holding funds…