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Latest news in DC

DC plan members nearing retirement need employers’ help to achieve financial security: report

Defined contribution pension plan members nearing retirement may need their employers’ help to achieve financial security during an era of low interest rates and increased…

  • By: Staff
  • December 7, 2022 December 6, 2022
  • 09:00

Survey finds fewer U.S. institutional investors incorporating ESG into investment decisions

Slightly more than a third (35 per cent) of U.S. institutional investors are incorporating environmental, social and governance factors into investment decisions, down from a…

  • By: Staff
  • December 1, 2022 November 30, 2022
  • 09:00

A look at the landscape for automatic features in Canadian pension plans

Matching employer contributions in capital accumulation plans are as close to free money as employees can legally get. “You’re not changing your risk — because…

2022 Top 40 Money Managers Report: The risks for DB, DC plan sponsors around alternative investments

When Saskatchewan’s Public Employees Pension Plan’s board introduced alternatives to its investment lineup in 2020 with an aim to improve the defined contribution plan’s risk-adjusted…

How InBenefits is aiming to prove the potential of target-benefit pensions

Alain Malaket has a nuanced perspective on risk — one informed by his experiences as a third-party administrator, pension regulator, consultant, pension plan director and…

Western University marking Financial Literacy Month with webinars, DC pension plan consultations

Western University is marking Financial Literacy Month with a series of webinars and consultations addressing employees’ financial questions. The webinars cover topics such as retirement,…

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Report urges DC pension plan sponsors to focus on decumulation

Capital accumulation plan sponsors need to focus on providing lifetime retirement income for plan members amid the growth of decumulation solutions such as advanced life…

  • By: Staff
  • October 25, 2022 October 25, 2022
  • 15:00

Coverage of the 2022 DC Investment Forum

For the first time in three years, Canadian defined contribution pension plan sponsors, investment professionals and industry thought leaders gathered in person for Benefits Canada’s…

2022 DCIF: Using behavioural finance concepts to improve DC plan participation, contribution rates

Alongside the steady decline of defined benefit pension coverage in Canada, defined contribution plans have seen a massive growth — “a secular shift of responsibility…

2022 DCIF: Understanding sequence of returns risk in target-date funds

When defined contribution plan sponsors conduct due diligence on target-date fund providers, they’re often considering questions of active versus passively managed funds, the benefits of…

2022 DCIF: A look at target-date fund managers’ varying approaches to ESG investing

Responsible investing can drive stronger risk-adjusted returns and is increasingly being seen as a tool for prudent risk management, but defined contribution plan sponsors must…

2022 DCIF: Best practices for incorporating sustainable investing into target-date funds

As greater numbers of defined contribution pension plan members ask for environmental, social and governance-friendly investment options, plan sponsors will need to grapple with how…

2022 DCIF: How DC plan sponsors can use REITs to meet investment objectives

While real estate has long been a part of defined benefit pension plans’ asset allocations, its inclusion in investment portfolios has steadily climbed in recent…

2022 DCIF: The role of alternative fixed income sectors, strategies in DC plans

Rising interest rates and market turmoil have called into question the ability of core fixed income to provide pension plan sponsors with its traditional benefits…

2022 DCIF: How Saskatchewan’s PEPP is adding alternative investments to its DC plan portfolios

When Saskatchewan’s Public Employees Pension Plan decided to make investments in alternative assets, it took a defined benefit approach to its defined contribution pension plan,…

2022 DCIF: What are the legal considerations for ESG investing for DC plan sponsors?

Increasingly, defined contribution plan sponsors are grappling with adding environmental, social and governance investing options to their plans as a growing number of members ask…

2022 Top 50 DC Plans Report: How are DC pension plans evolving?

While defined contribution pension plans currently outnumber defined benefit pension plans, this wasn’t always the case, recalls Bita Jenab, a principal at RetirementWorks Services Inc.…

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Report finds employer contributions play a significant role in 401(k) plans

The vast majority (87 per cent) of 401(k) retirement plans — covering more than 90 per cent of 401(k) plan members — offer employer contributions,…

  • By: Staff
  • October 11, 2022 October 11, 2022
  • 15:00

Report finds U.S. DC plan members remain committed to saving, investing despite financial uncertainty

Defined contribution pension plan members in the U.S. are committed to saving and investing, as only two per cent stopped contributing to their plan in…

  • By: Staff
  • September 23, 2022 September 25, 2022
  • 15:00

2022 CAP Member Survey: Perceptions of CAPs against a changing economic landscape

After a tough couple of years, Canadians continue to face several challenges against an increasingly turbulent economic landscape. While most coronavirus restrictions were lifted in…

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Expert panel: How employers can support workers amid rising inflation

The modern economy is highly uncertain, with inflation and rising interest rates cutting into bottom lines everywhere. Employers are nervous as the cost of capital…

Top global pension funds combined AUM up 8.9 per cent in 2021: report

The world’s largest pension funds saw assets increase by 8.9 per cent in 2021, according to a report by WTW’s the Thinking Ahead Institute. The…

  • By: Staff
  • September 8, 2022 September 8, 2022
  • 12:00
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PIAC providing feedback on CAPSA’s draft revisions to CAP guidelines

The Pension Investment Association of Canada is providing feedback on the consultation draft of revisions to the Canadian Association of Pension Supervisory Authorities’ guidelines for…

  • By: Staff
  • September 7, 2022 September 7, 2022
  • 15:00
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Bâtirente’s diversified funds return between negative 4.63% and negative 8.87% in Q2

The second quarter of 2022 proved difficult for Bâtirente’s diversified funds, according to the organization’s investment strategy manager. “As was the case in the first…

  • By: Staff
  • August 30, 2022 August 30, 2022
  • 12:30
Editorial

Editorial: Employers embracing innovation, flexibility in DC plan design

The uniting theme at the 2022 Defined Contribution Plan Summit was financial wellness, a chief concern for any employer that offers a pension plan to…