Achieving success at anything doesn’t just happen. In his 2008 book Outliers, Malcom Gladwell suggested the biggest contributing factor to success among those who are…
While it may be true that there’s nothing new under the sun in the pension world, target-benefit plans may prove the exception. In the traditional…
What happens in a world where a drug identification number can mean two very different things, depending on the product? Most drug plans have contract…
The November 2008 report from British Columbia and Alberta’s joint expert panel on pension standards encouraged the two provincial governments to take a leadership position…
Incivility in the workplace is a much larger issue than most employers realize and should be addressed in every organization in some capacity. In most…
Today’s health benefits plans are under pressure. Our labour force is changing. Based on data compiled in 2015 by Statistics Canada, 46 per cent of…
We may be witnessing the most significant changes to the funding rules of Canadian defined benefit pension plans in more than 25 years. First, since…
One of the most important decisions a plan sponsor can make is determining the amount of risk it’s willing to take in order to achieve…
In a previous post, I extolled the virtues of a benefits communications policy for those who communicate pensions and benefits to employees. Two recent court…
The 21st century is a smorgasbord of endless abundance and choice. Growing up in the 1970s and ’80s, strawberries were only available in season and,…
The predictions have begun to come true for most plan sponsors: the flat (or declining) cost trends of recent years have been replaced by significant…
Increasing longevity, better health and the elimination of mandatory retirement means many Canadians are delaying their retirement past age 65, presenting employers with both advantages…
New paper from HKIMR looks at the risk of deflation