When the Ontario government announced its proposed new legislation enshrining the framework for the Ontario Retirement Pension Plan (ORPP) on April 14, it also shared some significant…
When it comes to reducing pension risk, there’s an interesting dynamic between desire and ability. During periods when the desire to de-risk is high, the…
Time and again we hear employers say the reason they provide a group retirement plan is to attract and retain quality employees, while younger employees say they…
In the 1993 movie Groundhog Day, the main character, Phil Connors, played by Bill Murray, is doomed to repeat February 2 over and over again until…
Making decisions with incomplete information can be a fact of life for anyone – personally or professionally. That being said, the degree of information that plan sponsors,…
Alberta is not the same place it was just 18 months ago when West Texas Intermediate crude oil was trading around US$100 per barrel. That’s…
New pension asset transfer rules governing single-employer pension plans (SEPPs) came into effect in Ontario on Jan. 1, 2014. The Ontario government recently released a…
Everybody worries. Did I do enough research before buying that house/car/laptop? Did I leave early enough to make it to work on time? Will the…
The financial risk to employers that provide prescription drug benefits for their employees has increased significantly over the past decade. Few employers have been lucky enough…
In recent years, pension plan sponsors were optimistic about upcoming de-risking activity. In a Towers Watson (now Willis Towers Watson) survey conducted in the summer…
Retirement planning has two equal sides, one in which the focus is saving for retirement (accumulation) and the other in which your focus is managing…
Plan sponsors need to prepare - and know their obligations to members.
The New Year is often greeted with enthusiasm and optimism. Not so 2016, which appears to be more of the same – volatile equity markets,…