For Michelle Peshko, senior advisor for pensions investments with Xstrata, money markets only make up a small piece of a plan member’s financial portfolio; however, she says they may be appropriate, depending on your objectives.

“It comes back to your objective with your plan. If your plan is to ensure that each of your members has a retirement income at the end, you’d be much more concerned about that money market,” she says.

Watch the video to hear more of Peshko’s comments on DC plans and money markets.