Latest news in Capital accumulation plans

Ontario to move forward with variable benefits from DC pensions

Ontario to move forward with variable benefits from DC pensions

The Ontario government is moving forward with legislation around variable benefits from defined contribution plans, facilitating mergers into jointly sponsored pension plans and enabling the…

Strike looms at Globe and Mail over pensions, benefits, gender pay gap

Strike looms at Globe and Mail over pensions, benefits, gender pay gap

Unionized employees at the Globe and Mail could be on strike by midnight Wednesday over disputes with the newspaper around pensions, benefits and a gender wage…

  • By: Staff
  • November 14, 2018 September 13, 2019
  • 09:15
Data, personas and generational focus keys to successful benefits, pension communication

Data, personas and generational focus keys to successful benefits, pension communication

It’s a constant challenge for employers to ensure their plan members understand and appreciate the pension and benefits programs available to them. It isn’t easy, but employers…

  • November 13, 2018 September 13, 2019
  • 08:30
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Canada-model pensions are most efficient system: report

Using a Canada-model pension plan, employees would see $5.32 in retirement income for every dollar they contribute compared to the typical $1.70 resulting from an individual approach,…

Latest CAPSA consultation looks at electronic pension communication

Latest CAPSA consultation looks at electronic pension communication

The Canadian Association of Pension Supervisory Authorities has released a draft revision of its guideline No. 2, which looks at electronic communication in the pension industry. The…

  • By: Staff
  • November 6, 2018 September 13, 2019
  • 09:20
Award winners discuss paths to improving employees’ well-being

Award winners discuss paths to improving employees’ well-being

These days, peace of mind is hard to come by, but the employers at the 2018 Workplace Benefits Awards roundtable centred their discussion around the…

Great-West Life’s Aarssen awarded for industry leadership

Great-West Life’s Aarssen awarded for industry leadership

Perseverance, communication and innovation are just a few of the words used to describe Jeff Aarssen. Aarsseen, the recently retired vice-president of group customer sales at Great-West…

  • By: Ryan Murphy
  • October 30, 2018 September 13, 2019
  • 09:00
Total number of active registered pension members on the rise: OSFI

Total number of active registered pension members on the rise: OSFI

The total number of active registered pension plan members in Canada rose nine per cent between 2006 and 2016, from 5.8 million to 6.3 million,…

  • By: Staff
  • October 26, 2018 September 13, 2019
  • 16:00
Action on financial wellness nabs Niagara Casinos award win

Action on financial wellness nabs Niagara Casinos award win

Niagara Casinos’ multi-pronged approach and leveraging of company resources to promote financial literacy among employees contributed to its award for financial wellness at Benefits Canada’s 2018 Workplace…

Which countries rank highest for optimism about retirement readiness?

Which countries rank highest for optimism about retirement readiness?

Measuring happiness has a role to play in determining the success of retirement solutions and their outcomes, according to a new global survey by State…

  • By: Staff
  • October 26, 2018 September 13, 2019
  • 08:45

International pension association releases guide to addressing climate change

The International Centre for Pension Management has released a guide for integrating climate change considerations into investment processes. “The ICPM climate change guide is unique…

  • By: Staff
  • October 24, 2018 January 13, 2021
  • 16:00
Global pension systems struggling to balance adequacy, sustainability: report

Global pension systems struggling to balance adequacy, sustainability: report

Tension between pension adequacy and sustainability is growing across the world, according to the annual Melbourne Mercer Global Pension Index. The Netherlands and Denmark have…

  • By: Staff
  • October 22, 2018 September 13, 2019
  • 16:10
Why people are hard-wired to make bad financial decisions

Why people are hard-wired to make bad financial decisions

The average Canadian isn’t rational about money, according to a personal finance expert speaking at the 2018 Defined Contribution Investment Forum in Toronto in September.…

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Boosting the glide path to optimize target-date funds

The traditional move away from equities to fixed income over a target-date fund’s glide path is too simplistic to produce optimal outcomes for members, according…

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When does active investment trump passive?

The basic advantages of passive investing are clear: it typically leads to lower fees, it reduces the chance of serious underperformance and investments are normally…

Current view of distinct accumulation, decumulation phases too narrow

Current view of distinct accumulation, decumulation phases too narrow

From a research perspective, very little is actually known about the post-retirement phase for defined contribution plan members, according to one expert. A lot of…

The benefits of using accumulation tools during the decumulation phase

The benefits of using accumulation tools during the decumulation phase

Even though many plan sponsors are moving away from defined benefit plans, many organizations still have a paternalistic culture and want to help guide their…

Investment strategies for navigating the current market landscape

As the investment landscape gets more complicated, defined contribution pension plan members’ investment options need to keep up, said Chhad Aul at the 2018 Defined Contribution Investment Forum…

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Constructing the glide path to tackle any market environment

Ensuring a glide path’s asset allocation is correct is really important since it’s going to be managing the bulk of positions for so many defined contribution plan…

How Ontario’s pension regulation changes will impact DC plans

How Ontario’s pension regulation changes will impact DC plans

Ontario’s pension regulatory landscape has seen a number of recent changes, with many of these affecting defined contribution plan sponsors, according to one expert. Speaking at…

Pension stakeholders call on feds to remove barriers to longevity risk pooling

Seven major pension stakeholders are urging the federal government to make longevity risk-pooling arrangements  available to Canadians. The group includes the Association of Canadian Pension…

  • By: Staff
  • October 15, 2018 February 8, 2023
  • 09:20
Who are the winners of the 2018 Workplace Benefits Awards?

Who are the winners of the 2018 Workplace Benefits Awards?

Benefits Canada honoured winners across 11 categories at the 2018 Workplace Benefits Awards in Toronto on Thursday. In a room at the Arcadian Loft, more than 100…

  • By: Staff
  • October 12, 2018 September 13, 2019
  • 09:01
Top 50 DC Plans Report: How plan sponsors can blend DB features into their DC pension plans

Top 50 DC Plans Report: How plan sponsors can blend DB features into their DC pension plans

Imagine there was an option to assemble the ideal retirement savings plan: a pinch of automatic features, a teaspoon of benefits guarantee, a cup of…

Do TDF’s glide paths still make sense in Canada’s retirement landscape?

Do TDF’s glide paths still make sense in Canada’s retirement landscape?

The use of target-date funds is on the rise in Canada, with more members of capital accumulation plans being offered the investment option every year.…

Non-profit sector faces barriers in offering retirement benefits

Non-profit sector faces barriers in offering retirement benefits

The majority (84 per cent) of organizations in Canada’s non-profit sector said inconsistent revenue or funding is the biggest barrier to offering a pension plan,…

  • By: Staff
  • October 9, 2018 September 13, 2019
  • 10:13