Latest news in Capital accumulation plans

Would Brazil’s new bond work in Canada?

RendA+, an innovative bond instrument in Brazil, is serving as a relatively safe asset for defined contribution pension plans and lowering retirement risk, especially for…

  • By: Sadie Janes
  • December 15, 2023 December 14, 2023
  • 08:55

Q&A with Metrolinx’s Lisa Ritchie

The organization’s vice-president of talent acquisition and total rewards discusses promoting careers to equity-deserving communities, a new menopause policy and the stability of joining a…

Converting DB pension plans to DC plans impacts cash flow, increases costs: report

U.S. public sector defined benefit pension plans that have switched to a defined contribution model have experienced negative cash flows and increased costs and employee…

  • By: Staff
  • December 13, 2023 December 13, 2023
  • 15:00

Gap persists between DC plan sponsor, member views on retirement readiness: survey

While the majority (87 per cent) of defined contribution pension plan sponsors feel their members are somewhat or very prepared for retirement, only 63 per…

  • By: Staff
  • December 11, 2023 December 11, 2023
  • 15:00

How employers can shift younger workers’ ‘soft saving’ mentality to focus on retirement planning

Discouraged with the state of the current economy, more and more younger workers are abandoning saving for retirement and focusing on ‘soft saving.’ Soft saving…

2023 Future of Work Summit: What do millennial plan members want from their employers?

When Desjardins Insurance launched a study to redefine employee health and well-being, an unexpected finding came through loud and clear: Canadian employers and insurers should…

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Average U.S. 401(k) balance down slightly in Q3 2023, up over long term: report

The average U.S. 401(k) balance decreased to $107,700 in the third quarter of 2023, down four per cent from Q2, but up by 11 per…

  • By: Staff
  • November 21, 2023 November 20, 2023
  • 09:00
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65% of U.S. employees cite flexible work as top compensation component: survey

Two-thirds (65 per cent) of U.S. employees rank flexible work options as the No. 1 component of compensation beyond salary, down from 71 per cent…

  • By: Staff
  • November 20, 2023 November 20, 2023
  • 15:00
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ACPM reiterating support for automatic features in Ontario retirement savings plans

The Association of Canadian Pension Management is reiterating its support for fully enabling automatic features in retirement savings plans, including defined contribution pensions, group registered…

  • By: Staff
  • November 17, 2023 November 16, 2023
  • 09:00
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Contributions to B.C. pension plans increased by 10% in 2022: report

Contributions to British Columbia-based defined benefit and defined contribution pension plans increased by 10 per cent in 2022, while contributions to target-benefit plans increased by…

  • By: Staff
  • November 17, 2023 November 16, 2023
  • 09:00

Head to head: Is there an ideal income replacement ratio at retirement?

While one expert says replacement rates vary with income and age, another argues the longstanding 70 per cent benchmark doesn’t actually work. Bonnie-Jeanne MacDonald, director…

Back to basics on decumulation

While the term decumulation may sound very technical and often leads to confusion among pension plan members, it’s actually quite simple — effectively, it’s the…

Third of DC plan sponsors don’t expect employees to use financial wellness programs: survey

About a third (32 per cent) of defined contribution pension plan sponsors that currently don’t use a financial wellness program say it’s because they don’t expect…

  • By: Staff
  • November 16, 2023 November 15, 2023
  • 09:00

Stellantis, Unifor agreement includes transition to CAAT DBplus pension plan

The union representing 8,200 Stellantis employees has ratified a three-year collective agreement that includes pension gains. On Jan. 1, 2025, employees hired on or after…

  • By: Staff
  • November 14, 2023 November 13, 2023
  • 09:00
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Survey finds just 44% of U.S workers reviewing retirement plan contributions during enrolment period

While a majority (87 per cent) of U.S. employees believe it’s a good idea to review their workplace retirement savings plan during their company’s open…

  • By: Staff
  • November 13, 2023 November 13, 2023
  • 09:00

57% of U.S. women say they don’t make enough to save for retirement: survey

More than half (57 per cent) of U.S. women say they don’t earn enough to save for retirement and 26 per cent say they agree…

  • By: Staff
  • November 10, 2023 November 10, 2023
  • 09:00
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Survey finds 76% of U.S. employees concerned about ability to save for retirement

While more than three-quarters (79 per cent) of U.S. employees say they’re satisfied with their employer-sponsored pension plan, 76 per cent say they’re concerned about…

  • By: Staff
  • November 8, 2023 November 8, 2023
  • 15:00

Coverage of the 2023 DC Investment Conference

Since the onset of the coronavirus pandemic three years ago, the global economy has faced a bumpy ride, led by the lingering public health crisis,…

2023 DC Investment Forum: Silver linings for retirement savings, investment trends and younger generations

Defined contribution pension plan members are currently in a different place, especially the younger generations, who are likely feeling as though their financial priorities don’t…

2023 DC Investment Forum: The importance of strategic asset allocation in target-date funds

Since defined contribution plan members will experience a wide variety of market conditions over the course of their working lives and into retirement, it’s important…

2023 DC Investment Forum: How real assets in DC plans can give members a ‘much smoother ride’

In volatile market environments, adding real assets to defined contribution pension plan portfolios has the ability to provide diversification benefits and give members a “much…

2023 DC Investment Forum: Why DC plan sponsors should consider a distinct credit exposure

While fixed income has long had the reputation of being the conservative and stable supporting partner in the traditional balanced portfolio, unbundling fixed income into…

2023 DC Investment Forum: How longevity risk pooling can help DC plan members meet their retirement income needs

Larry, a hypothetical defined contribution plan member, is facing a difficult calculus as he prepares to retire. Between his personal and DC plan savings, he’s…

2023 DC Investment Forum: Target-date fund glide paths evolving to meet DC plan member needs

Plotting out a glide path is the most important part of designing a target-date fund — not only does it take members on a roughly…