Latest news in Capital accumulation plans

Why employers should focus on investment literacy

Setting up a DC plan can be relatively easy; getting your employees to enrol and make smart investing decisions is much harder.

By: Craig Sebastiano
June 25, 2015 September 13, 2019
07:00

Video: Why global equities matter in DC plans

Canada has the fourth largest equity market in the world but accounts for just 4% of world equity markets, as measured by market capitalization within…

By: Jacqueline Louie
June 24, 2015 September 13, 2019
13:27

2015 DC Plan Summit videos

The 2015 DC Plan Summit provided a dynamic forum for senior DC decision-makers to prepare for the next phase of DC plan evolution: decumulation. These…

By: Staff
June 24, 2015 September 13, 2019
07:00

Video: Low-volatility equity strategies for DC plans

Investing in stocks has historically provided the potential growth investors need when accumulating assets as they prepare for retirement. In times of market volatility, however,…

By: Jacqueline Louie
June 23, 2015 September 13, 2019
11:22

Video: Bring financial wellness to the workplace

Canadian plan sponsors aren’t yet ready to offer financial wellness programs and don’t believe there’s a need for them. They also don’t want to be…

By: Jacqueline Louie
June 22, 2015 September 13, 2019
11:50

Video: Financial advice for employees?

Most plan sponsors agree on the importance of providing some form of qualified advice to plan members, which reflects a shift in risk appetite. Sponsors…

By: Jacqueline Louie
June 19, 2015 September 13, 2019
12:04

Canadians miss out on billions of free retirement money

Canadians are missing out on billions of dollars of potential retirement savings every year by not taking full advantage of matching contributions by their employers…

By: Canadian Press
June 18, 2015 September 13, 2019
11:59

Video: Nudge DC members in the right direction

When DC plan sponsors use behavioural economics, it can create better outcomes for DC plan members.

By: Jacqueline Louie
June 18, 2015 September 13, 2019
11:44

Employers improving DC plan participation rates

The main challenges of retirement savings—plan participation, contribution rates, and portfolio diversification—are being met head-on by sponsors through their plan and investment menu design decisions,…

By: Staff
June 10, 2015 September 13, 2019
11:40

Editorial: The DC industry should refocus its efforts

Earlier this year, Benefits Canada hosted its annual DC Plan Summit. As part of the agenda, Ole Settergren from the Swedish Pension Agency talked about…

By: Alyssa Hodder
June 1, 2015 September 13, 2019
13:41

Few workers are actively managing their portfolios

While 401(k) plan balances and participation are at record-highs, a survey from Aon Hewitt reveals that few American workers are actively managing their portfolios.

By: Staff
May 29, 2015 September 13, 2019
10:57

Why your plan members need investment advice

Less than half of workers report they and/or their spouse have ever tried to calculate how much money they will need to have saved so…

By: Alyssa Hodder
May 27, 2015 September 13, 2019
12:23

Ontario passes PRPP legislation

Ontario has passed the Pooled Registered Pension Plans (PRPP) Act, 2015.

By: Staff
May 27, 2015 September 13, 2019
09:44

Mind the gap: Highlights of Benefits Canada’s retiree/pre-retiree research

Today’s retirees are in a good place, but pre-retirees aren’t getting the help they need

By: Sonya Felix
May 25, 2015 September 13, 2019
07:00

A new way to explain decumulation

To explain decumulation to clients, ask them to picture a house, says consultant Don Ezra.

By: Staff
May 22, 2015 September 13, 2019
07:00

Employers must monitor 401(k) fees, Supreme Court rules

The United States Supreme Court says 401(k) plans must monitor the investment options being offered, reports Bloomberg.

By: Staff
May 19, 2015 September 13, 2019
11:43

Many workers turn down free retirement money

Americans leave an estimated US$24 billion in unclaimed 401(k) company matches on the table each year, finds a report.

By: Staff
May 13, 2015 September 13, 2019
05:00

Workers want more active retirement plan sponsors

Employees overwhelmingly favour their employers playing a more active role in their DC retirement plans, but plan sponsors voice reluctance to doing so.

By: Staff
May 11, 2015 September 13, 2019
11:36

2015 Benefits & Pension Summit coverage

Benefits Canada is proud to present editorial coverage of our 2015 Benefits & Pension Summit.

By: Staff
May 7, 2015 September 13, 2019
14:27

What your plan members don’t know about life expectancy

If you were asked how long you think you’ll live, you’d probably do a quick mental scan of your grandparents, parents, aunts, uncles, and other…

By: Susan Deller
May 5, 2015 September 13, 2019
12:13

Shift away from DB widens income gap

Reforms that negatively affect pension plan participants and beneficiaries also exacerbate income inequality and hinder economic growth, finds a National Conference on Public Employee Retirement…

By: Staff
May 5, 2015 September 13, 2019
10:58

Three ways to smarten up your DC plan

How can employers offer a better, more efficient DC plan?

By: Brooke Smith
May 4, 2015 September 13, 2019
07:00

Should plan sponsors help with decumulation?

Decumulation is a critical issue for DC plan members, since the decisions they make during that stage can have a significant impact on their income.…

By: Alyssa Hodder
May 1, 2015 September 13, 2019
11:08

Decumulation options to consider

Worried about your DC plan members outliving their savings? Take a closer look at your decumulation options.

By: Nigel Branker and Mary Mong
April 30, 2015 September 13, 2019
07:00

CUPE Ontario blasts PRPPs

The introduction of pooled registered pension plans in Ontario could prevent an enhanced Canada Pension Plan from materializing, said a CUPE Ontario representative at the…

By: Craig Sebastiano
April 29, 2015 September 13, 2019
13:13