Latest news in Capital accumulation plans

Industry shows support for PRPPs

Industry shows support for PRPPs

Canada’s financial services industry showed its support for Pooled Registered Pension Plans (PRPPs) at the first day of public hearings in Ontario on Monday.

Should plan sponsors get involved in investment advice?

Should plan sponsors get involved in investment advice?

Manulife research shows one in three workers are struggling with their finances. So should plan sponsors offer access to professional advisors to help?

Eastern Construction’s DC blueprint

Eastern Construction’s DC blueprint

Paying close attention to plan members and offering them customized advice is the key to running a successful DC plan—this is what Eastern Construction discovered…

Find your target date fund strategy

Find your target date fund strategy

Should you go active or passive? Two experts weigh in.

Ontario to hold PRPP hearings

Ontario to hold PRPP hearings

The Standing Committee on Social Policy is expected to meet next week to consider Bill 57, An Act to create a framework for pooled registered…

  • By: Staff
  • April 22, 2015 September 13, 2019
  • 16:34
DC plan sponsors should be exempt from ORPP: Money managers

DC plan sponsors should be exempt from ORPP: Money managers

Capital Accumulation Plans should be exempt from participating in the proposed Ontario Retirement Pension Plan (ORPP), said Marka Yamada, president and CEO of PUP Investing,…

Role of DC plans underestimated

Role of DC plans underestimated

DC pension plans will continue to play an important role in providing retirement security for many years to come, says Morneau Shepell chief actuary Fred…

  • By: Staff
  • April 21, 2015 September 13, 2019
  • 10:43
Global pension scene continues to change

Global pension scene continues to change

The global DC landscape is characterized by an expected increase in employer contributions and a growing use of target-date funds (TDFs), while DB plans around…

  • By: Staff
  • April 9, 2015 September 13, 2019
  • 11:17
DC Plan Summit 2015: Delving into the decumulation dilemma

DC Plan Summit 2015: Delving into the decumulation dilemma

How to handle the payout phase is one of the most important issues facing DC plan sponsors today. Benefits Canada’s 2015 DC Plan Summit delved…

The case for CAPs

Capital accumulation plans (CAPs) already help 2.4 million Ontario workers save for a good retirement and can largely solve the under-saving gap. The proposed Ontario…

  • By: Thomas Reid
  • April 2, 2015 September 13, 2019
  • 14:11
Can ETFs work in defined contribution plans?

Can ETFs work in defined contribution plans?

Why aren’t DC plans including ETFs in their rosters?

Market value of pension funds keeps growing

Market value of pension funds keeps growing

The market value of Canadian employer-sponsored pension funds grew 1.7% in the third quarter, marking the fifth consecutive quarterly increase, says Statistics Canada.

  • By: Staff
  • March 10, 2015 September 13, 2019
  • 11:12
What DC plan sponsors need to know about the ORPP

What DC plan sponsors need to know about the ORPP

The Ontario Retirement Pension Plan (ORPP) is an unprecedented new mandatory provincial pension plan that represents the provincial government's "made-in-Ontario" solution for expanding pension coverage…

  • March 4, 2015 September 13, 2019
  • 11:07
Remembering why DC makes sense

Remembering why DC makes sense

The plunge in interest rates to new lows in recent years has made DB plan sponsors rethink whether their pension plans continue to be sustainable.…

Are target benefit plans secure?

Are target benefit plans secure?

Faced with growing pension risks, do target benefit plans offer security for sponsors?

My Take: Do more to help your employees save

My Take: Do more to help your employees save

I’ve been saving for retirement in an RRSP since I began working, but my past employers haven’t done a great job of communicating the benefits…

Want to help employees save for retirement?

Want to help employees save for retirement?

Want your employees to save more for retirement? Help them get out of debt.

Why don’t plan members take free money?

Why don’t plan members take free money?

While a majority of plan members participate in their voluntary group retirement plans, a large minority of them are forfeiting the employer contribution altogether.

  • February 25, 2015 September 13, 2019
  • 11:07
Replacement income levels keep falling

Replacement income levels keep falling

Replacement income levels generated by capital accumulation plans fell further in the fourth quarter of 2014, according to Eckler’s Capital Accumulation Plan Income Tracker.

  • By: Staff
  • February 24, 2015 September 13, 2019
  • 11:30
What Canada can learn from U.K. auto-enrollment

What Canada can learn from U.K. auto-enrollment

When U.K.-based Sainsbury's had to modify its pension, positioning the changes properly to 161,000 employees was critical.

HRPA members prefer CPP expansion over ORPP

HRPA members prefer CPP expansion over ORPP

A slight majority of HR professionals aren't in favour of the proposed Ontario Retirement Pension Plan, finds a Human Resources Professionals Association survey.

  • By: Staff
  • February 13, 2015 September 13, 2019
  • 10:50
Do employees want auto features?

Do employees want auto features?

Canadian DC plan sponsors need a boost to drive employees’ retirement savings

  • By: Jeff Aarssen
  • February 13, 2015 September 13, 2019
  • 07:00
Will employers scrap DC plans because of the ORPP?

Will employers scrap DC plans because of the ORPP?

Sixty-six percent of Ontario companies may consider eliminating their existing DC or group registered retirement savings plan if the Ontario Retirement Pension Plan is introduced,…

  • By: Staff
  • February 12, 2015 September 13, 2019
  • 11:41
DC assets predicted to overtake DB assets

DC assets predicted to overtake DB assets

Global DC pension assets have grown to 47% of all pensions assets in 2014 from 38% in 2004 and are expected to overtake DB assets…

  • By: Staff
  • February 10, 2015 September 13, 2019
  • 12:19
Pension trends: Is phased retirement an option for your employees?

Pension trends: Is phased retirement an option for your employees?

As more retirees remain on the job, companies should consider phased retirement arrangements