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2015 Consultants Report: How to switch consultants

2015 Consultants Report: How to switch consultants

Considering switching consultants? Make sure you understand the process.

  • By: Sonya Felix
  • September 8, 2015 September 13, 2019
  • 07:00
NDP’s support for expanded CPP is good: Unifor

NDP’s support for expanded CPP is good: Unifor

Canada’s largest private-sector union, Unifor, has backed the NDP’s decision to support expanding the Canada Pension Plan (CPP). “Dignity in retirement begins with a secure…

  • By: Staff
  • September 4, 2015 September 13, 2019
  • 11:40
NDP promises to boost GIS, lower OAS eligibility age

NDP promises to boost GIS, lower OAS eligibility age

NDP leader Tom Mulcair took his campaign to downtown Toronto today to announce that he would boost an old-age benefit.

Mitzie Hunter touts ORPP

Mitzie Hunter touts ORPP

Ontario’s Associate Minister of Finance Mitzie Hunter defended the Ontario Retirement Pension Plan during a recent visit to Ottawa. In an interview with the Ottawa…

  • By: Staff
  • August 14, 2015 September 13, 2019
  • 11:39
CPP contributions offset small investment loss in busy quarter

CPP contributions offset small investment loss in busy quarter

The Canada Pension Plan Investment Board (CPPIB) had a small investment loss after costs in the first quarter of the 2016 financial year but the…

ORPP: Good in theory, bad in practice

ORPP: Good in theory, bad in practice

Over the years, a growing chorus of voices has been pleading with the provinces to lighten up on the overburden of pension regulation and give…

  • By: Joe Nunes
  • August 13, 2015 September 13, 2019
  • 07:00
Adopt a no-surprises policy for your plan communication

Adopt a no-surprises policy for your plan communication

In the world of pensions and benefits, members face two kinds of surprises. There’s the bad kind, such as when they discover they’ve missed a…

Why the ORPP is a good move

Why the ORPP is a good move

The time is right to shore up our retirement system, and the Ontario Retirement Pension Plan (ORPP) is a step in the right direction.

Voluntary CPP expansion wouldn’t change the way Canadians save

Voluntary CPP expansion wouldn’t change the way Canadians save

In May, the Conservative government said it will look into allowing Canadians to voluntarily put more of their earnings into the Canada Pension Plan. Announced…

Ottawa won’t co-operate on ORPP

Ottawa won’t co-operate on ORPP

Finance Minister Joe Oliver is telling Ontario the federal government will not co-operate in any way with the province's move to create its own pension…

The rise of financial robo-advisors

The rise of financial robo-advisors

Could robo-advisors be the nudge plan sponsors need to offer members investment advice?

Greece needs to tackle its pension problems

Greece needs to tackle its pension problems

Greece is on the verge of an economic collapse and its pension system is partially to blame.

Union rejects new pension offer: Halifax Water

Union rejects new pension offer: Halifax Water

A lockout at the Halifax Regional Water Commission continues after the latest round of talks ended without agreement between the utility and the union for…

OAS benefit amount increases

OAS benefit amount increases

The quarterly benefit amounts for Old Age Security (OAS) for July to September 2015 have been announced by Employment and Social Development Canada.

  • By: Staff
  • June 26, 2015 September 13, 2019
  • 10:35
It’s time to offer female-only retirement education

It’s time to offer female-only retirement education

When I get ticked off with something a man does, I usually say, “Well, they die sooner.” And that’s true: Statistics Canada’s 2009 numbers put…

4 top communication trends

4 top communication trends

Every organization is unique. If you want to understand the best ways to communicate with your employees, you need to ask them. That said, your…

DC Plan Summit 2015: Delving into the decumulation dilemma

DC Plan Summit 2015: Delving into the decumulation dilemma

How to handle the payout phase is one of the most important issues facing DC plan sponsors today. Benefits Canada’s 2015 DC Plan Summit delved…

Why you need a benefits communication policy

Why you need a benefits communication policy

If you’re a pension or benefits plan sponsor, you need a documented communication policy. Why? Not because it’s a legal requirement. And not just to…

Case study: How BMO boosts its staff’s financial literacy

Case study: How BMO boosts its staff’s financial literacy

When the Task Force on Financial Literacy released its recommendations a few years ago on how to make Canadians better understand financial concepts, this prompted…

Ottawa needs to clear the path for TBPs: Report

Ottawa needs to clear the path for TBPs: Report

Ottawa needs to change federal tax rules so that they accommodate single-employer target benefit plans, according to a C.D. Howe Institute report.

  • By: Staff
  • March 4, 2015 September 13, 2019
  • 09:53
Are target benefit plans secure?

Are target benefit plans secure?

Faced with growing pension risks, do target benefit plans offer security for sponsors?

How can plan sponsors manage boomers’ unrealistic retirement expectations?

How can plan sponsors manage boomers’ unrealistic retirement expectations?

If baby boomers aren’t prepared for retirement, who’s going to pick up the slack?

My Take: Why I don’t save for retirement

My Take: Why I don’t save for retirement

I’m lucky. I belong to the minority of Canadians whose company offers a defined benefit pension plan. But I don’t contribute to it. My colleagues…

Do target benefit plans reduce costs and risk?

Are target-benefit plans (TBPs) a cost-effective and risk-reducing alternative for pension plan sponsors versus traditional DB plan and DC plans? And, as importantly, are we…

Is the ORPP needed?

Is the ORPP needed?

The Ontario Retirement Pension Plan is based on the "faulty assumption" that most residents of the province aren't ready for retirement, says the Fraser Institute's…

  • By: Staff
  • January 12, 2015 September 13, 2019
  • 10:53