2022 DC Investment Forum – Benefits Canada.com

Coverage of the 2022 DC Investment Forum

Jennifer Paterson — Mon, 17 Oct 2022 12:00:47 +0000

For the first time in three years, Canadian defined contribution pension plan sponsors, investment professionals and industry thought leaders gathered in person for Benefits Canada’s 2022 DC Investment Forum. On Sept. 23 at the Ritz-Carlton Toronto, the full educational day covered topics such as behavioural finance, target-date funds, sustainable investing, real estate and fixed income, […]

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2022 DCIF: Using behavioural finance concepts to improve DC plan participation, contribution rates

Jennifer Paterson — Mon, 17 Oct 2022 11:59:01 +0000

Alongside the steady decline of defined benefit pension coverage in Canada, defined contribution plans have seen a massive growth — “a secular shift of responsibility onto the individual when it comes to retirement security in Canada,” according to Preet Banerjee, a personal finance expert, during Benefits Canada’s 2022 DC Investment Forum in late September. He called […]

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2022 DCIF: Understanding sequence of returns risk in target-date funds

Jennifer Paterson — Mon, 17 Oct 2022 11:58:54 +0000

When defined contribution plan sponsors conduct due diligence on target-date fund providers, they’re often considering questions of active versus passively managed funds, the benefits of glide paths that glide to versus through retirement, strategic versus tactical funds and a provider’s approach to environmental, social and governance investing. But according to Sarah Donahue, director of consultant […]

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2022 DCIF: A look at target-date fund managers’ varying approaches to ESG investing

Jennifer Paterson — Mon, 17 Oct 2022 11:57:59 +0000

Responsible investing can drive stronger risk-adjusted returns and is increasingly being seen as a tool for prudent risk management, but defined contribution plan sponsors must understand target-date fund managers’ varying approaches to implementing environmental, social and governance factors into these funds. DC plan sponsors have myriad challenges to address when considering ESG investing options, including […]

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2022 DCIF: Best practices for incorporating sustainable investing into target-date funds

Jennifer Paterson — Mon, 17 Oct 2022 11:56:49 +0000

As greater numbers of defined contribution pension plan members ask for environmental, social and governance-friendly investment options, plan sponsors will need to grapple with how to implement these solutions into their target-date funds. “From some studies that we’ve done, there’s definitely investor demand,” said Michael Greenberg, senior vice-president and portfolio manager at Franklin Templeton Investment Solutions, […]

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2022 DCIF: How DC plan sponsors can use REITs to meet investment objectives

Jennifer Paterson — Mon, 17 Oct 2022 11:55:31 +0000

While real estate has long been a part of defined benefit pension plans’ asset allocations, its inclusion in investment portfolios has steadily climbed in recent years. But defined contribution plan sponsors and members also stand to benefit from the asset class’ inflation-hedging properties, as well as its ability to boost income and improve portfolio diversification. Pension […]

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2022 DCIF: The role of alternative fixed income sectors, strategies in DC plans

Jennifer Paterson — Mon, 17 Oct 2022 11:54:26 +0000

Rising interest rates and market turmoil have called into question the ability of core fixed income to provide pension plan sponsors with its traditional benefits of stable returns and income, diversification and capital preservation. But Kevin Minas, vice-president and client portfolio manager of global fixed income at CIBC Asset Management Inc., said he actually expects […]

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2022 DCIF: How Saskatchewan’s PEPP is adding alternative investments to its DC plan portfolios

Jennifer Paterson — Mon, 17 Oct 2022 11:53:12 +0000

When Saskatchewan’s Public Employees Pension Plan decided to make investments in alternative assets, it took a defined benefit approach to its defined contribution pension plan, giving its members access to private equity and infrastructure while still offering daily liquidity. The strategy was fitting, given the PEPP’s companion DB plan, the Municipal Employees Pension Plan, had […]

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2022 DCIF: What are the legal considerations for ESG investing for DC plan sponsors?

Jennifer Paterson — Mon, 17 Oct 2022 11:52:50 +0000

Increasingly, defined contribution plan sponsors are grappling with adding environmental, social and governance investing options to their plans as a growing number of members ask for them, but the legal landscape for ESG investing is complicated, according to Kathy Bush, partner at Blake Cassels & Graydon LLP, during Benefits Canada’s 2022 DC Investment Forum in late […]

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