DC investing – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Wed, 20 Nov 2024 21:09:39 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 Editorial: Prioritizing plan sponsor perspectives https://www.benefitscanada.com/archives_/benefits-canada-archive/editorial-prioritizing-plan-sponsor-perspectives/ Fri, 15 Nov 2024 14:00:04 +0000 https://www.benefitscanada.com/?p=162335 The weather is shifting, with the wet November wind blowing away the crisp October sunshine. While this time of year is characterized by the change of temperature and spectacular outdoor colours, the one constant at Benefits Canada and the Canadian Investment Review is that it’s our busiest time of year for events. In October, we […]

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]]> 2024 Top 40 Money Managers Report: To divest or engage? https://www.benefitscanada.com/archives_/benefits-canada-archive/2024-top-40-money-managers-report-to-divest-or-engage/ Fri, 15 Nov 2024 13:57:39 +0000 https://www.benefitscanada.com/?p=162546 With 15 different client organizations, including nine public sector pension plans, the Alberta Investment Management Corp. has opted to engage, rather than divest, from certain investments, particularly those in the energy sector. “One of the things we were very clear on, both for ourselves and in talking to clients, is that divestment wasn’t the way […]

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]]> 38% of U.S. institutional investors incorporating ESG into investment decisions: survey https://www.benefitscanada.com/canadian-investment-review/strategies/38-of-u-s-institutional-investors-incorporating-esg-into-investment-decisions-survey/ Thu, 14 Nov 2024 16:00:29 +0000 https://www.benefitscanada.com/?p=162725 Roughly two-fifths (38 per cent) of U.S. institutional investors say they incorporate environmental, social and governance factors into investment decisions, according to a new survey by Callan. The survey — which polled roughly 90 institutional investors, including public and corporate defined benefit and defined contribution pension plans, as well as endowments and foundations — found […]

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]]> How CAPSA’s fee transparency guidance is impacting plan sponsors https://www.benefitscanada.com/pensions/governance-law/how-capsas-fee-transparency-guidance-is-impacting-plan-sponsors/ Thu, 14 Nov 2024 14:00:09 +0000 https://www.benefitscanada.com/?p=162798 The Canadian Association of Pension Supervisory Authorities’ new plan sponsor guidelines surrounding investment fee transparency are a good first step, but require further development to make them more effective, says one expert. “[CAP sponsors are] still trying to understand what this [guidance] means,” says Joseph Bevilacqua, associate partner in Aon’s wealth solutions practice. “Fees can be […]

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]]> Coverage of the 2024 DC Investment Forum https://www.benefitscanada.com/events/conference-coverage/coverage-of-the-2024-dc-investment-forum/ Wed, 06 Nov 2024 13:00:17 +0000 https://www.benefitscanada.com/?p=161938 The volatile global conditions of the last four years have culminated in a looming economic downturn, impacting defined contribution pension plan sponsors and members alike. On Oct. 3 at the Omni King Edward Hotel in Toronto, the 2024 DC Investment Forum highlighted the various tools and strategies that can help plan sponsors navigate turbulent economic waters […]

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]]> 2024 DC Investment Forum: Young Canadians’ retirement savings at mercy of housing market, government inaction https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-young-canadians-retirement-savings-at-mercy-of-housing-market-government-inaction/ Wed, 06 Nov 2024 12:59:47 +0000 https://www.benefitscanada.com/?p=161884 Young Canadian employees are facing a series of headwinds stemming from rising housing costs and decades of inaction by the federal government to support retirement savings, said Paul Kershaw, founder of not-for-profit organization Generation Squeeze and a policy professor at the University of British Columbia, during the keynote session at Benefits Canada’s 2024 Defined Contribution […]

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]]> 2024 DC Investment Forum: Investing in appropriate TDFs can lead to higher than average account balances https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-investing-in-appropriate-target-date-funds-can-lead-to-higher-than-average-account-balances/ Wed, 06 Nov 2024 12:56:49 +0000 https://www.benefitscanada.com/?p=162022 The majority of Canadian defined contribution plan members are invested in the appropriate target-date fund vintage and those who are may be better prepared for retirement, according to research by Fidelity Investments. The research, which examined data from Canadian record keepers to understand investors’ savings behaviours in a DC context, found about 70 per cent of […]

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]]> 2024 DC Investment Forum: Financial advice ‘paramount’ to DC plan members’ success as they save for, enter retirement https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-financial-advice-paramount-to-dc-plan-members-success-as-they-save-for-enter-retirement/ Wed, 06 Nov 2024 12:55:29 +0000 https://www.benefitscanada.com/?p=161986 Canadian defined contribution plan members’ knowledge of target-date funds is lacking and it may point to a larger issue: the stakes set for member investment knowledge may be too high, hindering engagement efforts, according to a survey by MFS Investment Management. The survey of around 1,000 Canadian DC plan members, including 700 active members and 300 […]

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]]> 2024 DC Investment Forum: New decumulation product combining income predictability with capital availability https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-new-decumulation-product-combining-income-predictability-with-capital-availability/ Wed, 06 Nov 2024 12:54:37 +0000 https://www.benefitscanada.com/?p=162026 Pension plan members’ primary concerns about their golden years are whether they’ve saved enough money to live their dream retirement, whether those funds will last and whether they’ll be able to leave a legacy for their family. But numerous surveys of Canadians indicate many don’t feel financially literate enough to address those concerns, according to […]

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]]> 2024 DC Investment Forum: The importance of ESG factors in bond investing https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-the-importance-of-esg-factors-in-bond-investing/ Wed, 06 Nov 2024 12:53:45 +0000 https://www.benefitscanada.com/?p=162023 Rising food, energy and housing prices aren’t just pocketbook issues for consumers or election fodder for politicians, they’re also social risk factors, indicators of a country’s economic health and highly important to bond investors, said Reina Berlien, head of environmental, social and governance at Brandywine Global Investment Management. While ESG factors may not seem important […]

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