The boom times of the last decade are clearly behind us—yes we heard you the first time—and the future is unclear. But where there are challenges, there are opportunities and this has never been truer in the benefits industry. Without question, there will be pain associated with job loss, reduced benefits coverage and increased plan […]
Our economic world is changing around us. The optimism of a few short years ago has been replaced with a more negative outlook for the future. The financial markets are in disarray creating significant liquidity issues in many industries. Consumers are simply not buying because of the economic uncertainty. Organizations of all shapes and sizes […]
I recently attended a presentation by an insurer where it posed this question. It was trying to challenge the perception that benefits had become a cost-driven commodity purchase, and that focus on final premium rates and the cost of delivering these benefits (administration and claims settlement expenses) ignored the bigger piece of the pie—the claims […]