inflation – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Fri, 22 Nov 2024 22:16:07 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 How Meridian’s financial wellness offerings benefit employees, organization as a whole https://www.benefitscanada.com/archives_/benefits-canada-archive/how-meridians-financial-wellness-offerings-benefit-employees-organization-as-a-whole/ Fri, 15 Nov 2024 13:58:33 +0000 https://www.benefitscanada.com/?p=162701 As a financial institution that provides banking and wealth management services to customers, Meridian Credit Union ensures it also offers employees a comprehensive suite of services to support their financial wellness. This includes a defined contribution pension in which staff contribute a mandatory three per cent of annual earnings, with the employer contributing between three […]

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]]> Coverage of the 2024 DC Investment Forum https://www.benefitscanada.com/events/conference-coverage/coverage-of-the-2024-dc-investment-forum/ Wed, 06 Nov 2024 13:00:17 +0000 https://www.benefitscanada.com/?p=161938 The volatile global conditions of the last four years have culminated in a looming economic downturn, impacting defined contribution pension plan sponsors and members alike. On Oct. 3 at the Omni King Edward Hotel in Toronto, the 2024 DC Investment Forum highlighted the various tools and strategies that can help plan sponsors navigate turbulent economic waters […]

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]]> 2024 DC Investment Forum: The importance of ESG factors in bond investing https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-the-importance-of-esg-factors-in-bond-investing/ Wed, 06 Nov 2024 12:53:45 +0000 https://www.benefitscanada.com/?p=162023 Rising food, energy and housing prices aren’t just pocketbook issues for consumers or election fodder for politicians, they’re also social risk factors, indicators of a country’s economic health and highly important to bond investors, said Reina Berlien, head of environmental, social and governance at Brandywine Global Investment Management. While ESG factors may not seem important […]

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]]> 2024 DC Investment Forum: Addressing inflation risk through DC plan members’ working lives https://www.benefitscanada.com/events/conference-coverage/2024-dc-investment-forum-addressing-inflation-risk-through-dc-plan-members-working-lives/ Wed, 06 Nov 2024 12:52:56 +0000 https://www.benefitscanada.com/?p=162027 The rapid rise in the cost of living in 2022 and into 2023 underscored the need for target-date funds to not just protect against standard inflation, but inflation shocks as well. The problem that presents is the more inflation protection that’s added into a portfolio, the lower the returns, said Nick Nefouse, managing director, global […]

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]]> Average Canadian DB pension plan returns 5.1% in Q3 2024: report https://www.benefitscanada.com/news/average-canadian-db-pension-plan-returns-5-1-in-q3-2024-report/ Thu, 31 Oct 2024 15:00:37 +0000 https://www.benefitscanada.com/?p=162163 The average Canadian defined benefit pension plan returned 5.1 per cent during the third quarter of 2024, an increase from 1.1 per cent in the previous quarter, according to a new report by RBC Investor Services. It found Canadian DB plans achieved an average return of 9.6 per cent on a year-to-date basis. The growth […]

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]]> 2024 Risk Management Conference: U.S. facing funding questions from retiring population https://www.benefitscanada.com/canadian-investment-review/post-event-coverage/2024-risk-management-conference-u-s-facing-funding-questions-from-retiring-population/ Mon, 21 Oct 2024 11:59:47 +0000 https://www.benefitscanada.com/?p=160652 Anti-market sentiment in the U.S. is gaining momentum with both Democrats and Republicans, according to David Frum, a writer at The Atlantic, during the keynote session at the Canadian Investment Review’s 2024 Risk Management Conference. The latest election cycle is showing voters are interested in how an economic idea is presented and by the type […]

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]]> 24% of U.S. employees caring for child, adult dependants more likely to leave job: survey https://www.benefitscanada.com/benefits/health-wellness/24-of-u-s-employees-caring-for-child-adult-dependants-more-likely-to-leave-job-survey/ Mon, 16 Sep 2024 19:00:32 +0000 https://www.benefitscanada.com/?p=160194 A quarter (24 per cent) of U.S. employees who are in a caregiving role for both a child and dependent adult are more likely to say they want to leave their current job, according to a new survey by Principal Financial Group. The survey, which polled 500 employers and 500 employees, found 22 per cent […]

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]]> Institutional investors’ demand for insurance-linked securities pushing transaction volumes to new highs: experts https://www.benefitscanada.com/canadian-investment-review/alts/institutional-investors-demand-for-insurance-linked-securities-pushing-transaction-volumes-to-new-highs-report/ Mon, 16 Sep 2024 13:00:25 +0000 https://www.benefitscanada.com/?p=160052 An acceleration of significant weather events are impacting the risk premium earned from insurance-linked securities, providing a significant inflation hedge for institutional investors, says Bernard Van der Stichele, senior portfolio manager of insurance-linked securities at the Healthcare of Ontario Pension Plan. “ILS investments earn a risk premium that is directly proportional to the level of risk […]

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]]> 2024 CAP Member Survey: How CAPs are supporting employee financial wellness amid growing economic uncertainty https://www.benefitscanada.com/archives_/benefits-canada-archive/2024-cap-member-survey-how-caps-are-supporting-employee-financial-wellness-amid-growing-economic-uncertainty/ Fri, 13 Sep 2024 12:56:03 +0000 https://www.benefitscanada.com/?p=159902 From 2016 to 2024, fewer plan members are confident they’ve saved enough for retirement. Indeed, Benefits Canada’s 2024 CAP Member Survey found plan members’ optimism that their retirement is on track declined to 56 per cent from 63 per cent in 2022, while three-quarters (73 per cent) said they’re worried they won’t have enough saved […]

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]]> Just 42% of U.S. workers confident they’re saving enough for retirement: survey https://www.benefitscanada.com/pensions/retirement/just-42-of-u-s-workers-confident-theyre-saving-enough-for-retirement-survey/ Tue, 03 Sep 2024 19:00:47 +0000 https://www.benefitscanada.com/?p=159711 Just two-fifths (42 per cent) of U.S. employees say they feel highly confident they’re on track to save what they need in retirement, according to a new survey by LiveCareer. The survey, which polled more than 1,000 U.S. workers, found six in 10 said they fear retirement more than death (61 per cent) or the idea […]

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