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CRA pension bulletin shouldn’t apply to MEPPs, JSPPs, says ACPM

In a letter to the Canada Revenue Agency’s registered plans directorate, the Association of Canadian Pension Management said a new draft bulletin only covers a concern attached to smaller pension plans and shouldn’t apply to larger, employer-sponsored plans. The ACPM said it recognizes the agency’s efforts in providing guidance on apportioning assets and actuarial liabilities in actuarial valuation reports for […]

  • By: Staff
  • July 28, 2020 November 30, 2020
  • 09:15
DB regulations a bad fit for target-benefit plans, MEPPs: report

Canada’s pension regulations have been designed to govern defined benefit plans and are a bad fit for target-benefit and multi-employer pension plans, according to a new report by the C.D. Howe Institute. The report, authored by Barry Gros, a retired actuary and chair of the University of British Columbia staff pension plan, argued that the […]

  • By: Staff
  • June 11, 2020 November 30, 2020
  • 09:30
Canadian employment rises 1.8% as economies reopen: Stats Can

The funded status of the Segal Group Inc.’s model multi-employer pension plan fell from 95 per cent to 86 per cent during the first quarter of 2020, according to a new report by the firm. The model’s portfolio is comprised of 55 per cent equities and 45 per cent bonds. Overall, its investments saw dismal […]

  • By: Staff
  • May 22, 2020 February 23, 2021
  • 15:15
Regulatory reform required to address today’s workplace pension landscape: report

Canadian pension rules and regulations are in need of reform in order to properly address the reality of the 21st century workplace pension landscape, according to a new report by the C.D. Howe Institute. The report, authored by Bob Baldwin, a pension industry veteran and chair of the C.D. Howe’s pension policy council, argued that the […]

Interest rates, trade progress buoy pension plan’s funded status in Q4

The funded status of Segal Group Inc.’s model multi-employer pension plan increased three per cent in the fourth quarter of 2019, according to a new report by the actuarial firm. During the quarter, the funded status of the hypothetical plan rose from 92 per cent to 95 per cent. However, this compares to 98 per cent during […]

  • By: Staff
  • February 27, 2020 November 12, 2020
  • 15:15
A look at one of Canada’s oldest multi-employer target-benefit plans

Jim Flynn, a trustee of the Nursing Homes and Related Industries Pension Plan and a former assistant regional director of the Canadian Union of Public Employees, remembers a time when the industry’s workers — predominantly women in precarious employment with physically demanding jobs — would retire without a pension plan. “The need was great,” he […]

An update on MEPPS, JSPPs and PRPPs

Squeezed by onerous funding requirements and overarching fiduciary duties, defined benefit plan sponsors are increasingly willing to embrace alternative structures — such as multi-employer pension plans, jointly sponsored pension plans and pooled registered pension plans — to relieve some of the pressure. “Most employers simply shouldn’t be in the business of running a pension plan, […]

Equities drag down pension funded status, U.S. plan returns

The funded status of the Segal Group Inc.’s model multi-employer pension plan dipped to 98 per cent during the first quarter of 2018, down from 101 per cent in the third quarter of 2017, according to a new report. Canadian equities took the lead in dragging the fund lower, partially due to its higher weighting […]

  • By: Staff
  • May 15, 2018 September 13, 2019
  • 16:45
Ontario proposes rules for target benefits in multi-employer plans

The Ontario government has published proposed regulations relating to the funding framework for certain multi-employer pension plans seeking to convert defined benefits to target benefits. Under the proposed regulations, which were first announced in June 2017, eligible multi-employer pension plans wouldn’t be required to fund on a solvency basis. However, they would still be required to provide […]

  • By: Staff
  • April 9, 2018 September 13, 2019
  • 11:11
Ontario sets out plans for target-benefit multi-employer pensions

Ontario will replace the temporary solvency funding exemption in place for specified multi-employer pension plans with a new target-benefit framework, the government announced Thursday. The interim exemption will extend to August 2018 as the government looks to introduce legislation in the fall and regulations next year. While Ontario’s new framework will permanently exempt collectively bargained […]

  • By: Jann Lee
  • June 30, 2017 September 13, 2019
  • 09:00