mortgages – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Thu, 21 Nov 2024 16:43:00 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 AIMCo returns 5.4% in first half of 2024, driven by public equities https://www.benefitscanada.com/canadian-investment-review/research-markets/aimco-returns-5-4-in-first-half-of-2024-driven-by-public-equities/ Wed, 28 Aug 2024 19:00:34 +0000 https://www.benefitscanada.com/?p=159532 The Alberta Investment Management Corp. is reporting a net return of 5.4 per cent for the first half of 2024. During the six-month period ending June 30, 2024, the AIMCo’s total assets under management were $168.9 billion. The investment organization’s balanced fund — a composite of client accounts that invest in money market and fixed income, […]

The post AIMCo returns 5.4% in first half of 2024, driven by public equities appeared first on Benefits Canada.com.

]]> CAP member outcomes continue to increase in Q2 2024: report https://www.benefitscanada.com/pensions/cap/cap-member-outcomes-continue-to-increase-in-q2-2024-report/ Wed, 14 Aug 2024 19:00:42 +0000 https://www.benefitscanada.com/?p=159237 Capital accumulation plan members continued to see an uptick in their plan outcome for the second quarter of 2024, as gross income replacement ratios remained at multi-year highs, according to a new report by Eckler Ltd. The consultancy’s latest CAP income tracker found a typical male member retiring at the end of June 2024 achieved […]

The post CAP member outcomes continue to increase in Q2 2024: report appeared first on Benefits Canada.com.

]]> AIMCo returns 6.9% in 2023, driven by equities, fixed income https://www.benefitscanada.com/canadian-investment-review/research-markets/aimco-returns-6-9-in-2023-driven-by-equities-fixed-income/ Mon, 22 Apr 2024 19:00:11 +0000 https://www.benefitscanada.com/?p=154526 The Alberta Investment Management Corp.’s total fund generated a net return of 6.9 per cent in 2023, 1.8 percentage points below its 8.7 per cent benchmark. As of Dec. 31, 2023, the AIMCo’s total assets under management were $160.6 billion, compared  to $158 billion in 2022. Its balanced fund generated a net return of eight per […]

The post AIMCo returns 6.9% in 2023, driven by equities, fixed income appeared first on Benefits Canada.com.

]]> Canadians with rent, mortgage payments delaying retirement savings amid rising cost of living: survey https://www.benefitscanada.com/pensions/retirement/canadians-with-rent-mortgage-payments-delaying-retirement-savings-amid-rising-cost-of-living-survey/ Fri, 15 Mar 2024 13:00:05 +0000 https://www.benefitscanada.com/?p=153106 Canadian employees who rent or who have mortgage payments are managing economic pressures — like high interest rates and the rising cost of living — by putting off saving for retirement, according to a new survey by Co‑operators Financial Services Ltd. The survey, which polled 1,500 Canadian employees, found 77 per cent of renters said they […]

The post Canadians with rent, mortgage payments delaying retirement savings amid rising cost of living: survey appeared first on Benefits Canada.com.

]]> Head to head: Is it time for DC plan sponsors to quit the balanced fund? https://www.benefitscanada.com/archives_/benefits-canada-archive/head-to-head-is-it-time-for-dc-plan-sponsors-to-quit-the-balanced-fund/ Fri, 15 Dec 2023 13:59:57 +0000 https://www.benefitscanada.com/?p=148443 One defined contribution plan sponsor sings the praises of the traditional balanced fund, while another outlines a different option that better matches risk levels according to plan members’ life stages. Rob Jackett, senior director of finance and administration at Canadian Baptist Ministries Balanced funds are still relevant today for employer-sponsored savings plans. It’s important for employers […]

The post Head to head: Is it time for DC plan sponsors to quit the balanced fund? appeared first on Benefits Canada.com.

]]> 2023 Risk Management Conference: Canada’s ongoing housing crisis may spur regime change in next federal election https://www.benefitscanada.com/canadian-investment-review/post-event-coverage/2023-risk-management-conference-canadas-ongoing-housing-crisis-may-spur-regime-change-in-next-federal-election/ Wed, 18 Oct 2023 12:00:41 +0000 https://www.benefitscanada.com/?p=143170 Canadians could see a regime change in the next federal election if the current housing crisis holds tight, according to Chantal Hébert, political commentator, journalist, columnist and author, during the keynote session at the Canadian Investment Review’s 2023 Risk Management Conference. While health care and inflation are major concerns for Canadians, the one issue that keeps coming to the forefront […]

The post 2023 Risk Management Conference: Canada’s ongoing housing crisis may spur regime change in next federal election appeared first on Benefits Canada.com.

]]> Yield, The Old School Way https://www.benefitscanada.com/uncategorized/yield-the-old-school-way/ https://www.benefitscanada.com/uncategorized/yield-the-old-school-way/#respond Thu, 02 Mar 2017 09:26:25 +0000 https://cumulus.benefitscanada.com/uncategorized/yield-the-old-school-way/ Commercial mortgages making a comeback for plans seeking diversification

The post Yield, The Old School Way appeared first on Benefits Canada.com.

]]> https://www.benefitscanada.com/uncategorized/yield-the-old-school-way/feed/ 0 Next Bubble: Corporate Bonds? https://www.benefitscanada.com/canadian-investment-review/cir-news/next-bubble-corporate-bonds/ https://www.benefitscanada.com/canadian-investment-review/cir-news/next-bubble-corporate-bonds/#respond Thu, 10 Jun 2010 06:22:06 +0000 https://cumulus.benefitscanada.com/uncategorized/next-bubble-corporate-bonds/ High-quality corporates looking frothy.

The post Next Bubble: Corporate Bonds? appeared first on Benefits Canada.com.

]]> https://www.benefitscanada.com/canadian-investment-review/cir-news/next-bubble-corporate-bonds/feed/ 0 The meltdown, inside and out https://www.benefitscanada.com/canadian-investment-review/research-markets/the-meltdown-inside-and-out/ https://www.benefitscanada.com/canadian-investment-review/research-markets/the-meltdown-inside-and-out/#respond Thu, 04 Feb 2010 09:38:30 +0000 https://cumulus.benefitscanada.com/uncategorized/the-meltdown-inside-and-out/ The post-crisis landscape offers Canadian banks unprecedented opportunities.

The post The meltdown, inside and out appeared first on Benefits Canada.com.

]]> https://www.benefitscanada.com/canadian-investment-review/research-markets/the-meltdown-inside-and-out/feed/ 0