replacement ratio – Benefits Canada.com https://www.benefitscanada.com Canada's most influential pension and benefits publication for decision-makers Thu, 21 Nov 2024 22:24:05 +0000 en-US hourly 1 https://wordpress.org/?v=4.9.8 Head to head: Is there an ideal income replacement ratio at retirement? https://www.benefitscanada.com/archives_/benefits-canada-archive/head-to-head-is-there-an-ideal-income-replacement-ratio-at-retirement/ Fri, 17 Nov 2023 13:59:39 +0000 https://www.benefitscanada.com/?p=146668 While one expert says replacement rates vary with income and age, another argues the longstanding 70 per cent benchmark doesn’t actually work. Bonnie-Jeanne MacDonald, director of financial security research for the National Institute on Ageing at Toronto Metropolitan University Retirement financial security has become critically important with population ageing — now, more than ever, is […]

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]]> 2021 CAP Member Survey: How are CAP members faring during coronavirus? https://www.benefitscanada.com/archives_/benefits-canada-archive/2021-cap-member-survey-how-are-cap-members-faring-during-coronavirus/ Fri, 13 Aug 2021 12:55:00 +0000 https://www.benefitscanada.com/?p=105174 For the past 15 years, Benefits Canada’s CAP Member Survey has taken the pulse of capital accumulation plan members’ retirement readiness, their knowledge, confidence and satisfaction in their employer-provided CAPs and how their financial wellness is affecting their physical and mental health. Tracking sentiments through the 2008/09 financial crisis, its subsequent recession and recovery and […]

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