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2018 CAP Suppliers Report: How to help contract workers save for retirement

As the traditional workforce evolves and the era of the 25-year career with a single company comes to an end, the contract employee is likely here to stay. While it’s a worldwide phenomenon, gig workers now comprise a good portion of Canada’s working population. Some 2.2 million Canadians were categorized as temporary employees in September […]

Woodstock child and youth services staff could strike over benefits

The 40 employees at Welkin Child and Youth Services in Woodstock, Ont. have voted to take strike action if they can’t reach a new collective agreement by Dec. 5, 2018. In a news release, the employees’ union, Unifor Local 302, said new management at Welkin has tabled concessions to certain benefits, specifically eliminating vision care, reductions to […]

  • By: Staff
  • November 29, 2018 September 13, 2019
  • 16:30
Data, personas and generational focus keys to successful benefits, pension communication

It’s a constant challenge for employers to ensure their plan members understand and appreciate the pension and benefits programs available to them. It isn’t easy, but employers stand a better chance of success when the information is meaningful and relevant. The marketing and retail industries have been doing it for ages, to the point where personalization isn’t […]

  • November 13, 2018 September 13, 2019
  • 08:30
Maximum pensionable earnings for 2019 and other CRA updates

The Canada Revenue Agency has announced that the maximum pensionable earnings under the Canada Pension Plan for 2019 will be $57,400, up from $55,900 in 2018. Contributors who earn more than $57,400 won’t be permitted to make additional contributions to the CPP. The basic exemption amount for 2019 remains $3,500. The registered retirement savings plan […]

Action on financial wellness nabs Niagara Casinos award win

Niagara Casinos’ multi-pronged approach and leveraging of company resources to promote financial literacy among employees contributed to its award for financial wellness at Benefits Canada’s 2018 Workplace Benefits Awards in Toronto on Oct. 11. The organization’s financial wellness program includes an employee intranet, which is available at work and from employee’s home computers. The network features graphics […]

Seven major pension stakeholders are urging the federal government to make longevity risk-pooling arrangements  available to Canadians. The group includes the Association of Canadian Pension Management, the Canadian Life and Health Insurance Association, the Canadian Institute of Actuaries, the Canadian Association of Retired Persons, Common Wealth, the National Institute of Aging and the Pension Investment Association […]

  • By: Staff
  • October 15, 2018 February 8, 2023
  • 09:20
Retirement program for non-profit sector seeking feedback on plan design

The Common Good Retirement Initiative is seeking feedback on the design of a collective retirement plan for Canadian employees in the non-profit and charitable sector. The initiative, which was announced at the end of May 2018 by retirement firm Common Wealth, was initially described as nationally portable, affordable and flexible.  Common Wealth intends to have 50 employers committed to the […]

  • By: Staff
  • August 23, 2018 September 13, 2019
  • 15:00
40% of precarious workers in Canada have access to pension, RRSP: report

Only 40 per cent of Canadians who are classified as precarious workers have access to pension plans or registered retirement savings plans, compared to 85 per cent of those who are identified as secure professionals, according to a new report by the Canadian Centre for Policy Alternatives. The report, which surveyed 1,000 Canadians, found 78 per cent are secure professionals, while […]

  • By: Staff
  • August 22, 2018 September 13, 2019
  • 09:00
Pharmacare, flexible annuity options top CLHIA’s wish list for 2019 federal budget

Pharmacare and flexible annuity options top the Canadian Life and Health Insurance Association’s list of recommendations for the upcoming 2019 federal budget. In its submission, the association stated it’s supportive of the work being done through the federal government’s advisory council on the implementation of pharmacare, introduced in last year’s budget. However, it also said it’s important to […]

  • By: Staff
  • August 10, 2018 September 13, 2019
  • 09:05
Employer-paid benefits to be subject to new B.C. health tax

Benefits like employer-paid registered retirement savings plan contributions are among payroll components to be subject to British Columbia’s new employer health tax. The B.C. government will begin levying the new health tax in January 2019 as it moves to eliminate the province’s medical services plan premiums. In a news release, the government said the transition […]

  • By: Staff
  • July 5, 2018 September 13, 2019
  • 09:14