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Why Canadians aren’t contributing to RRSPs: survey

Fewer Canadians plan to contribute to registered retirement savings plans this year compared to last year (46 per cent versus 50 per cent), though the average contribution has increased to $5,088 from $3,984, reveals a BMO study. Canadians’ reasons for contributing are no surprise, but reasons for not contributing raise more questions than they answer. […]

  • By: Staff
  • February 3, 2017 September 13, 2019
  • 09:05
Employee bonuses could lead to RRSP trouble

Many employees look forward to this time of year as they await their bonuses for the previous year. Many employers plan to pay them out before the end of February, in part so employees can use the funds to make registered retirement savings plan contributions against the previous year’s income. Often, employers will go further by […]

Fewer Canadians plan RRSP contributions

The percentage of Canadians who plan on contributing to their RRSP before the deadline at the end of next month is down slightly from last year, according to a poll issued by the Bank of Montreal. However, the survey found that those who have already contributed and those who are still planning to add to […]

Should saving for your kids’ education trump saving for retirement?

So you want to help your child get a good education…but you also need to make sure you retire on track. Which priority should come first? Here’s how you can balance your child’s needs with yours.

Tories would up RRSP cash-out for home buyers’ plan

The Conservatives would let first-time buyers take $35,000 from their RRSPs to pay for homes if they’re re-elected.

  • By: Staff
  • August 13, 2015 September 13, 2019
  • 10:32
Canadians prefer TFSAs, RRSPs over CPP expansion

As Canada's premiers prepare to meet in St. John's this Wednesday, new data shows that most Canadians can't afford to save more for retirement, and wouldn't put any extra money into the CPP or QPP if they could.

  • By: Staff
  • July 13, 2015 September 13, 2019
  • 10:32
Education Risk in CAP Plans

Education requirements are a litigation risk. A KPI approach can help.

  • June 24, 2015 September 13, 2019
  • 08:21
The Dead Money Syndrome

Are Canadians saving too much and living too little? And if so, who's benefiting?

  • May 6, 2015 September 13, 2019
  • 15:04
Budget could change RRIF withdrawal rules

The Conservative government is expected to court the support of older Canadians in next week's federal budget with a number of measures aimed at demonstrating that they're making seniors a priority.

Fewer Canadians make RRSP contributions

A smaller number of Canadians contributed to their RRSP, finds a BMO survey.

  • By: Staff
  • March 5, 2015 September 13, 2019
  • 10:12