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Businesses that are planning to establish themselves in Quebec by way of expansion or acquisition should be aware of some unique aspects of the province’s pension and benefits laws. Employers are required to make a voluntary retirement savings plan available to their employees. In addition, provincial legislation prohibits ‘orphan’ or ‘grandfathering’ clauses that distinguish pension […]

Plan sponsors favouring group RRSPs, DPSPs over DC plans

Employers in search of simpler retirement products for their workers are looking to group registered retirement savings plans and deferred profit-sharing plans as a solution, say experts at capital accumulation plan providers. Benefits Canada’s 2017 CAP Suppliers Report shows that the number of plan sponsors offering DPSPs has ballooned by 112 per cent over the past decade, from 3,539 […]

The other mandatory provincial retirement savings plan

Over the next several years, workers without access to a workplace pension plan will be required to participate in a new savings vehicle but it's not the Ontario Retirement Pension Plan (ORPP), reports Maclean's.

  • By: Staff
  • August 17, 2015 September 13, 2019
  • 11:20
Standard Life, CFIB launch PrimaPension

Standard Life and the Canadian Federation of Independent Business are offering a new retirement savings solution called PrimaPension, which is designed to meet the requirements of small and mid-size enterprises and their employees.

  • By: Staff
  • January 15, 2015 September 13, 2019
  • 11:58
National Bank offering VRSPs

National Bank has obtained approval to offer voluntary retirement savings plans to all employers, employees, individuals and professional associations in Quebec.

  • By: Staff
  • October 3, 2014 September 13, 2019
  • 10:44
Royal Trust offers VRSPs

The Royal Trust Company, a wholly owned subsidiary of RBC, is now licensed to offer voluntary retirement savings plans to employers in Quebec.

  • By: Staff
  • September 10, 2014 September 13, 2019
  • 10:33
Morneau Shepell now offering VRSPs

Morneau Shepell Asset & Risk Management, a wholly owned subsidiary of Morneau Shepell, has completed the final step required to offer a voluntary retirement savings plan.

  • By: Staff
  • August 21, 2014 September 13, 2019
  • 15:53
Standard Life to offer VRSPs for CFIB members

The Canadian Federation of Independent Business and Standard Life have signed an agreement to create a retirement savings solution designed for CFIB's members, including one of the very first voluntary retirement savings plans for an association.

  • By: Staff
  • August 21, 2014 September 13, 2019
  • 11:53
Great-West now offering VRSPs

Great-West Life is now providing voluntary retirement savings plans for businesses in Quebec.

  • By: Staff
  • July 18, 2014 September 13, 2019
  • 10:43
Sun Life, Manulife launch VRSPs

Voluntary retirement savings plans from Sun Life Financial and Manulife Financial are now available to employers.

  • By: Staff
  • July 17, 2014 September 13, 2019
  • 11:03