Dan Napier

Short-term strategies

When it comes to dealing with short-term disability, employers may have more options available than they think. A company’s goal is to generate revenues that exceed its expenses—a particularly challenging proposition in this economic environment. And what happens if your most valuable employee can’t work? What is the effect on your company’s bottom line? Suppose […]

  • March 1, 2009 September 13, 2019
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Disabled disability plans

The design of most long-term disability plans can best be described as “too little too late,” leaving employees in an unfortunate but predictable situation. Group long-term disability (LTD) plans can be non-taxable (employee-paid premiums resulting in non-taxable claim payments) or taxable (employer-paid premiums resulting in taxable claim payments). Canada Revenue Agency’s Interpretation Bulletin IT-428 makes […]

  • August 1, 2008 September 13, 2019
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