With any financial product, a lack of industry standardization often causes confusion within the marketplace. No product within the benefits market today could be more subject to such confusion than the healthcare spending account (HCSA).
U.S. companies are switching gears toward lower-cost, consumer-driven benefits strategies that include HSAs. Will Canadian companies come along for the ride? The shift from employer-sponsored group healthcare plans to consumer-driven plans has become an increasingly hot topic among Canadian employers over the past few years. While the cost-effectiveness and the overall structure have caused a […]