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Sounding Board: Millennials’ tendency to invest like Grandpa a challenge for financial industry

Canada’s digitally savvy millennials are the most educated, culturally-diverse generation to come along. But like their grandparents, they fear market volatility and often prefer to hoard cash, even though, with a lifetime ahead of them, they should be investing more in equities for higher returns. So why aren’t they? Katherine Tang, a 19-year-old woman working […]

  • September 20, 2016 September 13, 2019
  • 09:18

How to help plan members with decumulation

Employees nearing retirement have a big decision to make: what to do with their workplace savings. Do they have an efficient drawdown strategy? Plan sponsors need to prepare their employees for a smooth transition from saving to spending their retirement income. Employees need access to the appropriate tools, education and menu options that will help them reach their retirement goals. And the DC industry has an obligation to ensure that the framework is in place to support the aging workforce.

  • December 8, 2014 September 13, 2019
  • 11:20

Match your targets to moving markets

Target date funds offer DC plan members a single, convenient investment solution. An asset allocation trajectory known as a glide path automatically and gradually shifts from a focus on capital growth to one of capital protection as the fund approaches maturity.

  • June 4, 2014 September 13, 2019
  • 10:52

Prepare DC plan members for retirement

To help their plan members prepare for retirement, DC plan sponsors need to complete the accumulation-to-de-accumulation cycle Retirement security for Canadians is clearly one of today’s big issues. It’s a hot topic for pundits and politicians. It’s the reason the federal government has introduced the Pooled Registered Pension Plans Act and financial institutions have been […]

  • August 1, 2013 September 13, 2019
  • 07:00