As interest rates rise, so, too, do investors’ concerns about the performance of fixed income. “An allocation to fixed income is considered a safe way to preserve capital and provide diversification against equity investments,” says Vjosana Klosi, director of portfolio construction at CIBC Asset Management Inc. and author of a December 2017 research paper on […]
For those who use the standard four per cent withdrawal rate for retirement savings, it’s time to reconsider the approach. “The four per cent withdrawal rate has long been presumed the industry standard for investors entering retirement, but this rate is no longer optimal,” says Vjosana Klosi, director of portfolio construction at CIBC Asset Management Inc. and […]